Philadelphia Foreclosure Defense Attorneys
Philadelphia Foreclosure Defense Attorneys

Bankruptcy Law and Alternatives

When a person obtains more debts than he/she can pay, regardless of how much he/she may be in debt, that person is eligible to file for bankruptcy pursuant to the federal bankruptcy law. This law was created to give debtors with serious debt problems a fresh start.


In a Chapter 13 bankruptcy, the debtor continues to pay off their debts under installment payment plans, which are administered by a Trustee.


In Chapter 7 bankruptcy the debtor's non-exempt property is sold at a court administered sale and the proceeds from this sale are distributed to the debtor's creditors.


How can I avoid bankruptcy?


There are several alternatives in your battle with debt.  Our law firm also provides services in:


  • Mortgage Modification
  • Consumer Protection
  • Debt Negotiation
  • Credit Restoration


Our lawyers and dedicated legal team work hard to help you lower your monthly payments, reduce your debt and avoid bankruptcy whenever possible. 


Contact us today to find out how we can restore your peace of mind.

Title 11 § 528 of the U.S. Code disclosure:
We are a debt relief agency. We help people file for Chapter 7 and 13 bankruptcy relief under the Bankruptcy Code
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Do you have questions about our services?


Attorneys at Roach, Leite & Manyin, LLC are licensed to practice law in Pennsylvania, New York and New Jersey.


Contact us at 267.343.5818, 856.254.2982  or via our contact form.


This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.

Contact Information

Pennsylvania Office

Roach, Leite & Manyin, LLC

6950 Castor Avenue

Philadelphia, PA 19149


Phone: (267) 343-5818

Fax:      (215) 405-3765


New Jersey Office

Roach, Leite & Manyin, LLC

1500 Kings Highway North

Suite 201

Cherry Hill, NJ 08034


Phone: (856) 254-2982


Use our contact form to ask a question or request an appointment. 


Sending this message does not create an attorney-client relationship, which can be done only after personal consultation and with a written retainer agreement.



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